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How much can you really borrow?

Find out your true home loan borrowing capacity, the easy way.

Who will lend you the most?
Find out which banks offer your maximum borrowing capacity.

Our Home Loan Borrowing Calculation

Online mortgage calculators are notoriously inaccurate. Our 'human assisted' process gives you certainty.

Start by requesting your FREE Borrowing Capacity report now - with no obligation or cost.

If you decide to use one of our mortgage broker partners for your application, they will then match you with the right loan & get you approved faster.

1. Tell us about you

We’ll need some details from you first to get to know your situation.

2. We'll crunch the numbers

Professional mortgage brokers will compare your home loan borrowing capacity across dozens of lenders - obligation free.

3. Get your borrowing capacity

You’ll receive a report that reveals which banks will lend you the most, based on current criteria (it changes almost weekly).

4. Apply

If you're ready to apply, one of our mortgage broker partners can organise a home loan pre-approval or application for you.

Get a 100% personalised
‘How much can I borrow’ report.

There are dozens of banks and non-bank home loan lenders in Australia.

Each financial institution has its own credit policy and loan serviceability criteria.

At any given time:

  • there can be substantial differences between how much you can borrow with one lender, compared to others
  • new credit risk factors emerge in the home lending market
  • the banks are constantly changing their criteria 

But standard online calculators do not consider any of this. They only provide a rough estimate based on one set of criteria.

Requesting a personalised “How Much Can I Borrow” report via Mortgage Info is the solution. It’s the first step towards getting certainty. 

About us

Mortgage Info is a free service that empowers Australians with the expertise they need to get finance approved, and to find a better home loan deal.

We provide information on home loans, and connect everyday Aussies with experienced mortgage brokers willing to share their knowledge.

Whether you want to buy a first home, upgrade, or invest in real estate, our team can help you achieve your dreams.

The mortgage brokers we work with are 100% licensed, and accredited with top banks and non-bank lenders. Often they will have access to dozens of home loan lenders, making it easy to compare home loan products.

Disclaimer - Housenet Corporation Pty Ltd T/as Mortgage Info ABN 37 155 259 117 provides home loan information, and facilitates introductions to mortgage brokers. We hope our service will help you make a more informed decision. We are not a product issuer or a credit provider, and in giving you information about home loans Mortgage Info is not making any suggestion or recommendation to you about a particular credit product. Any borrowing figures provided by a broker partner are indicative only and should not be considered as an offer of credit. Although our mortgage broker partners have access to a wide range of products, they don't cover every home loan provider available in the market so there may be other options available to you. If you decide to engage the credit services of a mortgage broker partner introduced to you via our website, any subsequent application for a product will be through them and not us. Housenet Corporation Pty Ltd is a credit representative (535728) of the Australian Credit Licence of Seniors First Pty Ltd (388952). We strive to ensure that the information on this site is accurate, but note it is subject to change at any time. Housenet Corporation is a member of the Australian Financial Complaints Authority (AFCA). Please read our Terms and Privacy Policy.

Contact Mortgage Info at address: 68/89-97 Jones St Ultimo 2007. © 2021